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United First Financial is an innovative company that helps homeowners reach their financial goals. Our interest reduction solution puts the deed of your home in your hands in a fraction of the regular time by utilizing banking strategies which have been around for decades. Qualified homeowners using the Money Merge Account system can now potentially pay off their mortgage in as little as 1/3 to 1/2 the regular time – with little to no change to their day-to-day spending habits and without increasing their minimum required monthly mortgage payments.